Loan or Debt is something which can be very smartly utilized for creating your personal assets, business assets or Investment assets but if it is not managed properly it can negatively affect your wealth. While taking a loan number of things are to be considered like your tax bracket, your cash flow, etc. If you have more than one loans restructuring of loans can sometimes help you in reducing your total interest burden. In Loan advisory we help our client on all these aspects to reduce their total cost of debt.